As we approach the end of the year, it’s important to ensure you’re taking full advantage of your vision insurance benefits before they reset. Many vision plans, including flexible spending accounts (FSAs), work on a “use it or lose it” basis, meaning any unused benefits will not carry over into the new year.
At 20/20 iCare and iWear, we’re here to help you maximize your eye care benefits and make the most of your insurance coverage while there’s still time.
How Does Year-End Insurance Benefits for Vision Care Work?
If you have vision insurance, you likely have access to a range of eye care services that can keep your eyes healthy and your vision clear. However, most benefits—especially those associated with FSAs—expire on December 31. Here’s what “use it or lose it” means in the context of your vision benefits:
- Flexible Spending Accounts (FSAs): These allow you to set aside pre-tax dollars for medical expenses, including vision care, but funds generally expire at the end of the year if not used.
- Vision Insurance Benefits: Many plans cover an annual comprehensive eye exam, contact lens eye exam, and contribute toward designer eyeglasses and frames. Taking advantage of these benefits can reduce your out-of-pocket costs on essential eye care.
If you’re uncertain about what your insurance plan covers, our team at 20/20 iCare and iWear can help explain your benefits and guide you in making the most of them.
Top Eye Care Services to Schedule Before Year-End
To ensure you’re fully utilizing your vision benefits, consider scheduling these key services before December 31:
- Comprehensive Eye Exam: Annual comprehensive eye exams are essential for detecting early signs of vision issues and maintaining clear vision. Regular exams also allow us to monitor eye health and detect conditions that could affect your eyesight over time.
- Contact Lens Exam and Fitting: If you wear contact lenses or are considering them, a contact lens eye exam and fitting are crucial. These exams ensure your contacts fit correctly, provide the best vision, and keep your eyes comfortable throughout the day.
- Prescription Eyeglasses and Designer Frames: This is an ideal time to update your look with designer eyeglasses and frames. Using your benefits on frames or lenses can make premium eyewear more affordable, allowing you to enjoy both style and functionality.
Eye Care Services and Options at 20/20 iCare and iWear
At 20/20 iCare and iWear, we offer a full suite of eye care services to meet all your vision needs. Here’s what we provide to help you make the most of your year-end benefits:
- Designer Eyewear Collections: Explore our range of designer frames, featuring both classic and modern styles to match your taste.
- Expert Frame Adjustments and Repairs: Our team provides professional adjustments and repairs to ensure your frames are comfortable and secure.
- Personalized Contact Lens Fittings: From daily disposables to multifocals, we help you find the right lenses to suit your eyes and lifestyle.
Making the Most of Your Benefits
With the year coming to an end, appointments tend to fill up quickly. Scheduling your eye care appointments early ensures you can secure the services you need without the year-end rush. 20/20 iCare and iWear accepts a variety of insurance plans, so feel free to reach out if you need assistance in understanding your coverage. Using your benefits now can help reduce expenses and support your eye health.
Don’t let your vision benefits go unused! Use it or lose it—act before the year ends to ensure your vision is well cared for.